BizyFi

Commercial debt financing, matched to your business — not a one-size-fits-all application.

Tell us what you're financing and BizyFi routes you to the right path: SBA, equipment, working capital, asset-based, or structured credit. Principally $5M and under. A Fusion Network advisor reviews every request.

Get your full pre-qualification estimate Try a free calculator

Takes about 3 minutes. No cost, no obligation, and no credit pull at this stage.

How it works

BizyFi is a matching platform, not a lender -- we route your request to the financing path and lender relationships that actually fit.

1

Tell us what you need

A short set of questions about the amount, purpose, and your business -- no long application up front.

2

Get matched

We score your request against the financing paths and lender relationships that fit your size, industry, and situation.

3

Talk to an advisor

A Fusion Network advisor reviews every request and walks you through what's actually available before anything moves forward.

Financing we help place

Commercial debt across every stage, from founder-owned businesses to PE-backed platforms.

SBA lending

7(a) and 504 for acquisitions, equipment, and working capital.

7(a) vs. 504 guide →

Working capital & receivables

Lines of credit, invoice factoring, and AR financing.

Factoring vs. LOC guide →

Equipment finance

Loans and leases for machinery, vehicles, and hard assets.

Lease vs. loan guide →

Refinance & existing debt

UCC-1 situations, maturing loans, and prepayment-penalty timing.

UCC-1 guide →

ABL, unitranche & structured credit

Asset-based revolvers, mezzanine, and private credit for $5M+ situations.

Borrowing base guide →

Sponsor-backed & PE portfolio companies

Add-on acquisition financing and platform-level debt.

Add-on financing guide →

Free calculators

Run your own numbers first -- every calculation happens locally in your browser.

DSCR & Borrowing Capacity

DSCR, leverage, and asset-based capacity together, in one estimate.

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DSCR Calculator

Just the debt-service coverage ratio -- can your cash flow support the loan?

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Borrowing Base Calculator

Estimate asset-based capacity from receivables and inventory.

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SBA Payment Calculator

Monthly payment and total interest for SBA 7(a) or 504.

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Lease vs. Loan Calculator

Compare total cost of ownership for financing equipment vs. leasing it.

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Refinance Breakeven Calculator

See how fast a lower payment offsets a prepayment penalty.

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Factoring vs. LOC Calculator

Compare the cost of invoice factoring against a line of credit.

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Guides

Plain-language explainers on the financing decisions borrowers weigh most often.

Browse all guides

Ready to see what fits?

A short set of questions, a real advisor, and no cost to find out what's actually available to your business.

Get your full pre-qualification estimate